We help people buy insurance to protect their Families Businesses & Estates


About Us

Elman Insurance Services

We specialize in helping successful executives, professionals, and business owners protect what they love- Their families and their businesses. 

In response to personal and client need, we have become experts in planning for families who have loved ones with special needs. I am one of only 400 Chartered Special Needs Consultants in the U.S. This is a unique resource for our clients.

We work only by referral and 100% of our clients come to us at the suggestion of their lawyer, CPA, financial planner or friend/colleague/family member. A trusted resource to clients, colleagues, and the media, feel free to contact us to see how we may be of service to you. 

A Proven Approach

We have found people love to buy, but dislike "being sold". We take a client-centered, solutions based, insurance company neutral approach. We solve problems, we don't pitch products. We don't believe having a license to sell something is the same thing as being an expert in something. We only work in areas where we have specific expertise. If we lack the expertise or the access to a product to help with your planning, we will gladly help you find a  resource who can. Call us for a less stressful life insurance buying experience.

Why Us?

Kim Lankford from Kiplinger magazine wrote a feature about us some years ago. The first line of her piece was, "Brad Elman, A life insurance agent you could love."  Every day we strive to live up to Kim's kind words, and to help our clients protect the people they love.  In addition, Brad is a UC Berkeley grad, holds 3 advanced designations in insurance/financial planning (CLU, ChSNC, CLTC), and has spoken all over the world on insurance and consumer finance best practices. Brad’s favorite volunteer gig? Coaching and sponsoring the Palo Alto Challenger Little League team for kids with special needs for 17 years.

Brad Elman


Brad Elman, CLU, ChSNC, is a second generation Palo Alto based Insurance Advisor.  As an internationally recognized financial services thought leader, author, and speaker, Brad was one of the youngest recipients of the Jack Richter Award for career achievement, an award also given to his father.  In addition, Brad was honored by NAIFA Silicon Valley as the Top Life Insurance Producer.  Brad is an active volunteer in his profession and the community, spending the bulk of his time supporting causes serving children and adults with special needs.

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It is never too early to get started on your insurance planning. Tell us more about your goals, and we will get you started on a plan to achieve them.

Elman Insurance Services

(650) 209-5754


We see clients in our office:

Monday - Thurs: 10am - 5pm

Fridays - 10am to 2pm